What Is Debt-to-Income (DTI) Ratio and Why Does It Matter When Getting a Home Loan?
When applying for a home loan, lenders look at several factors to determine your ability to repay the mortgage. One of the most important factors is your Debt-to-Income (DTI) ratio. Understanding what it is, how it's calculated, and why it matters can help you prepare for the home-buying process a
Spring Home Maintenance Checklist for Sellers
Spring is the perfect time to freshen up your home and take care of important maintenance tasks. Whether you're planning to sell soon or just want to keep your home in top shape, these spring maintenance tips will help boost curb appeal, prevent costly repairs, and make your home more attractive t
Why You Should Use a Realtor Even When Buying New Construction
When purchasing a new construction home, it might seem like an easy process—just walk into a model home, choose your layout, and wait for the keys. However, working with a real estate agent can still be a smart decision, even when dealing with builders directly. Here’s why having me on your side a
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